Long Term Disability
Long term disability insurance is a form of income replacement. It protects your income if you have the disadvantage of becoming too injured or ill to work. People can purchase disability insurance themselves or their employers may provide it as a benefit.
Disability insurance policyholders assume that the insurance company will accept and pay valid claims for disability insurance benefits. Unfortunately, that is often not the case. A significant number of deserving disability claims are denied or payments are terminated when they should not be.
Our lawyers have obtained benefits for clients by proving that their disabilities make them unable to work in an occupation that they are suited for by their training, education and experience.
Where a person has been denied monthly insurance payment by their long term insurance company provider, Ottawa Injury Lawyers ensures that payment is made either by negotiation or litigation in the Court system.